Cost of Living in New York City.

[???????]

I got a scholarship to Study in US and the two best universities that offer the course I am sponsored to take is NYU and University of Michigan, Ann Habour. All my tuition fees, exam fee etc are paid by my sponsor. But for everything else, food lodging and all, I will be given USD740 a month. My prep college tell me it will be around 11k a year in NY.

[Warabit]

I doubt $740 will cover you for a month in NYC. Looks like your gonna need to get a job

[Scandiadream]

I was in NYC last weekend. It is MUCH more expensive than Florida. Probably the most expensive city in the US of A. 740 is not enough for lodging in NYC, let alone other expenses.

[???????]

Oh god. I will consider a job, but officially, I am not allowed to work under the contract I signed.

Do you know roughly how much is it. 1000USD? More?

[Warabit]

lodging would be ALOT cheaper with some roommates to share the rent, so consider that.

Michigan would be a less expensive place to live I would imagine

[Bernard_Monsha]

lodging would be ALOT cheaper with some roommates to share the rent, so consider that.

Michigan would be a less expensive place to live I would imagine

Yes 4 people liveing in a 500 square foot apartment paying 600 dollars worth of rent apiece.

[Soluzar]

Oh god. I will consider a job, but officially, I am not allowed to work under the contract I signed.
That's an interesting stipulation, to be sure. I take it from the tone of your opening post that you greatly favour NYU over UM. That leaves you with about a budget shortfall of about $4000 per academic year, if your college's projections are accurate. I'm basing that on a nine-month academic year, which I assume is correct for America, as it would be for the UK.

Of course, the University's projections won't be accurate. They will be conservative, since they probably base that figure on living a cheaply as possible, which isn't fun. No student wants to live as cheaply as is mathematically possible. Especially not with the myriad possibilities that NYC offers to a young student.

Don't take the risk of working if you aren't permitted to. You could lose your scholarship, or even be expelled if you are cought breaking the rules. It's a harsh rule, but if you agree to it, you have to live by it. Is it possible that you could renegotiate?

[Delta-Pheonix]

Oh god. I will consider a job, but officially, I am not allowed to work under the contract I signed.

Do you know roughly how much is it. 1000USD? More?

WTF?! you shouldn't have to be in that sort of agreement. Damn unfair if you ask me :angry:

[Warabit]

Yes 4 people liveing in a 500 square foot apartment paying 600 dollars worth of rent apiece.

better than 1 person paying $2400. ^_^

[Midoriko87]

WTF?! you shouldn't have to be in that sort of agreement. Damn unfair if you ask me :angry:

Hmm, my 12th Grade Economics teacher said college athletes with Athletic scholarships aren't allowed to have jobs. Of course, I'm sure the school provides Room/Board. I don't know if that applies to every student athlete. She used to teach the then Quarterback for GSU, so I guess that's where she got her info from.

I dunno, Question Mark Person, could you maybe try to get some kind of On-Campus job...tutoring and stuff like that? I would advise looking for scholarships on Fastweb or College Board, but it's kinda-sorta May, and I think Citizenship is a requirement for a lot of financial aid on those sites.

[lav2k4]

Is this housing/apartment you looking at in the city? If so it will be roughly 1000-1400 a month, maybe even higher depending on location. Even if you find something for 600-700 a month it won't be something fancy. It will probably be some sort of one bedroom apartment where space will be a big issue if you plan to move a lot of stuff into it.

The cost of living there is beyond ridiculous. There is a True Life on MTV about I'm moving to NYC and it features people who are trying to move to NYC but they are seen struggling just working hard to pay the rent. It's like the rough equivalent of someone living off minimum wage, pay check to pay check.

I can't imagine moving there without some sort of game plan(a good job, place to stay, future goals, etc).

[goddessofanime]

I lived in NY briefly when I was interning and it was way expensive then.

Your best bet is to see if you can get a place in one of the suburbs. Then you can always take the subway into wherever you go to school or work.

[Hara!]

Be a man. Live in Brooklyn. But not Park Slope.

We have fair prices, and are low on yuppies.

[CrossboneGundam]

Cardboard boxes are usually free.

[Grizzbob]

Hmm, my 12th Grade Economics teacher said college athletes with Athletic scholarships aren't allowed to have jobs. Of course, I'm sure the school provides Room/Board. I don't know if that applies to every student athlete. She used to teach the then Quarterback for GSU, so I guess that's where she got her info from.

I dunno, Question Mark Person, could you maybe try to get some kind of On-Campus job...tutoring and stuff like that? I would advise looking for scholarships on Fastweb or College Board, but it's kinda-sorta May, and I think Citizenship is a requirement for a lot of financial aid on those sites.

Not 100% true, athletes are allowed jobs but to a limited degree(I think they're limited on how many hours they can work & the NCAA keeps an eye out for athletes getting excessive salaries). I knoiw this because there's an investigation by the NCAA in my state over a couple of OU football players who were getting paid outrageous salaries for time they really weren't putting in at a local car dealership(I think they were allowed to have the jobs because they were summer jobs, during the school year they actually might not be allowed to work, & from what I understand, they wouldn't have much time to have one, anyway, VERY busy daily schedule). But your idea about an on-campus job might work, it might fit in with their rules, & in some cases can be more easily incorporated into a student's schedule(I know because I did that during my college years, it was the only way I could make any extra money, didn't have the time to do anything else)....:cool:

[Sendo Takeshi]

I got a scholarship to Study in US and the two best universities that offer the course I am sponsored to take is NYU and University of Michigan, Ann Habour. All my tuition fees, exam fee etc are paid by my sponsor. But for everything else, food lodging and all, I will be given USD740 a month. My prep college tell me it will be around 11k a year in NY.


Yeah, you're gonna die. Welcome to NYC.

[HSaabedra]

Be a man. Live in Brooklyn. But not Park Slope.

We have fair prices, and are low on yuppies.

Is Hell's Kitchen still cheap?

[Sendo Takeshi]

Is Hell's Kitchen still cheap?


'Cheap' died years ago in NYC. I live in the Bronx(i.e. ghetto) and things are pretty expensive up this way.

And the MTA is gonna raise transit fare as well, from $2 to $3. Meaning, my monthly Metrocard goes from $76 to $112. I can't wait for the fullscale riot. C'mon minorities. I know there's still a shred of rebellion in us to overthrow The Man finally.

[HSaabedra]

'Cheap' died years ago in NYC. I live in the Bronx(i.e. ghetto) and things are pretty expensive up this way.

And the MTA is gonna raise transit fare as well, from $2 to $3. Meaning, my monthly Metrocard goes from $76 to $112. I can't wait for the fullscale riot. C'mon minorities. I know there's still a shred of rebellion in us to overthrow The Man finally.

Looks like I need to start dealing again...

[goddessofanime]

'Cheap' died years ago in NYC. I live in the Bronx(i.e. ghetto) and things are pretty expensive up this way.

And the MTA is gonna raise transit fare as well, from $2 to $3. Meaning, my monthly Metrocard goes from $76 to $112. I can't wait for the fullscale riot. C'mon minorities. I know there's still a shred of rebellion in us to overthrow The Man finally.



In Philly the fare is up to 3 bucks as well. And a monthly train pass is 115.00

[GreatNekoKoneko]

... $740, huh? that's gonna be hard. gotta buy a metrocard, get to know the cheap places to eat (or learn how to shop and cook), etc...

and yes, sharing a place with roomates makes it lighter on the wallet. plus, you get to meet new people.

get a job. just dont report it. like, a part-timer job or something that doesnt get taxed - i.e. dog walker.

just don't turn tricks. its easy money, but... trust me, you don't wanna do it.

[Haro!]

As to the price of living in NY, I must quote Mos Def:
Hard knuckles on the second hands of workin class watches
Skyscrapers is colossus, the cost of living
is preposterous, stay alive, you play or die, no options
No Batman and Robin, can't tell between
the cops and the robbers, they both partners, they all heartless

Anyway, I have a little bit of a solution, minus of course the lodging. I can hook you up with food, you hook me up with the fine Korean/Japanese girls of NYU. It shouldn't be too hard to find somewhere to crash while you're here though, just gotta find a few other people. I'd recommend Brooklyn as we're a good place to live due to location and loss of ghettoness, not to mention lots of people looking for someone to split their rent with. I've got room here in my bro's apartment but I don't have much say in these matters as I'm freeloading...

Oh and I strongly recommend NYU over the other choice mostly because I wanted to go there (got in, couldn't afford it).

[???????]

That's an interesting stipulation, to be sure. I take it from the tone of your opening post that you greatly favour NYU over UM. That leaves you with about a budget shortfall of about $4000 per academic year, if your college's projections are accurate. I'm basing that on a nine-month academic year, which I assume is correct for America, as it would be for the UK.

Of course, the University's projections won't be accurate. They will be conservative, since they probably base that figure on living a cheaply as possible, which isn't fun. No student wants to live as cheaply as is mathematically possible. Especially not with the myriad possibilities that NYC offers to a young student.

Don't take the risk of working if you aren't permitted to. You could lose your scholarship, or even be expelled if you are cought breaking the rules. It's a harsh rule, but if you agree to it, you have to live by it. Is it possible that you could renegotiate?

The no work rule may seem unfair but there is nothing much I can do, in where I live and in my situation, that scholarship is the best anyone like me can get. I am taking actuarial science and there are not many Unis in US that offer that course as well. I do prefer NYU abit more than UM, but I am not very sure yet as I am not done any in depth research on both Unis, but so far they are the best. However my scholarship is a bit tricky as well. I am sponsored to do a Credit Transfer Program, UM accepts credits from my college but NYU does not. The scholarships sponsors me to study locally for 2 years and 3 years in US. So officially NYU is out. However if I manage to get into NYU using my SAT results, I may be able to negotiate with my sponsor to sponsor me 4 years in US.

So I see the cheaper route is to go to UM, 3 years there only and Michigan is supposed to be cheaper right. I should be getting USD 740 for 12 months a year regardless how long the academic years is. Over the period of 3 years, I am able to fork out another 7-8k dollars. And I could come back every year during a long semester break cause my dad gets free air tickets.(The sponsor only sponsors one return air ticket for the whole course) And well that is still short right. Do you know if NYU and UM have hostels? Rent and others aside roughly how much do you think I will be spending on food alone? Negotiating with my sponsor about working is amost impossible as in over a decade this scholarship has been offered I have never heard of anyone being able to do so. And there is a quite strong online community among the people who have been offered this scholarship. However I have heard that most of them do work overseas and have never been caught unless the do miserably academically. Regarding rent, I could share an apartment with some of my friends as there is quite a large number of students being sponsored for actuarial science this year and most of them are aiming for UM.

Is there a market of tutors in America, like these students and parents employ
undergrads and degrees holders to teach them or their child who is weak in a particular subjects. Cause this is something very hot in where I live and I happend to like doing it very much and I am quite good with children.

Do you know how much the cost of living is in the area around Wharton Business School, as there is a slim chance my sponsor will agree to sponsor me there and that is basically my No.1 choice.

Thanks everyone for your help. No that I know for sure NY is really expensive I will start sourcing for funds here while I am doing my prep course.

[KyouryokuSenshi]

Yeah, I doubt living in NYC is cheaper than living in the Bay Area of California. I've seen lavish one bedroom apartments here go for $1695-2100. A halfway decent one bedroom apartment here in San Jose is AT LEAST $1200+ unless you live on the east side or something. Even studios are expensive, like $1100. My boyfriend and I plan to move away to another state after college cuz it is TOO DAMN EXPENSIVE! I hate to say it but $700 bucks is not going to get you very far, you'll be eating ramen unless you work or have your parent's help or something.

[CrossboneGundam]

Is Hell's Kitchen still cheap?

Hell's Kitchen doesn't exist anymore.

[Nano]

Don't they have people working for them to help you with these sort of problems? Couldn't you just live outside of NY and travel in?

[???????]

Don't they have people working for them to help you with these sort of problems? Couldn't you just live outside of NY and travel in?

My sponsor does have people working so that I can complain to them. But I could complain all I like and nothing much is going to change. My sponsor is not oblivious to the cost of living in NY, it is just that they set the allowance at 740 and they will tell you to solve the problem yourself.

I don't mind staying outsides NY, as long as it is not more than 1 and a half hours away from campus.

[Ariel Tsuki]

Anyway, I have a little bit of a solution, minus of course the lodging. I can hook you up with food, you hook me up with the fine Korean/Japanese girls of NYU. It shouldn't be too hard to find somewhere to crash while you're here though, just gotta find a few other people. I'd recommend Brooklyn as we're a good place to live due to location and loss of ghettoness, not to mention lots of people looking for someone to split their rent with. I've got room here in my bro's apartment but I don't have much say in these matters as I'm freeloading...

Oh and I strongly recommend NYU over the other choice mostly because I wanted to go there (got in, couldn't afford it).

Brooklyn is still ghetto. At least Brownsville, East New York and some part of Bed Stuyvesant and Canarsie. ;_;

I was in NYC last weekend. It is MUCH more expensive than Florida. Probably the most expensive city in the US of A. 740 is not enough for lodging in NYC, let alone other expenses.

NYC is not where near the top 10 most expensive cities in the US, believe it or not. It is expensive to live there but not the most expensive (which I believe it's Santa Monica or Barbara or something like that in California).

But OP, yeah, $750 is definately not gonna cut it in NYC. Hell, I make $1100 on a slave wage job and I still live with my mother (although I do pay rent) because it's way too low to live on my own in NYC, even with 2 roommates in a 3 bedroom apartment in Brooklyn. To live at least somewhat comfortable in NYC, you will need at least $1500, twice the amount you're getting as an allowance. Like some people said that you can live outside the city but transportation costs is still high unless you have a car (which is a bad idea to have anyway). Unless you're going for a certain major, I would pass on NYU even though it's a pretty good Ivy League school.

[Sendo Takeshi]

Brooklyn is still ghetto. At least Brownsville, East New York and some part of Bed Stuyvesant and Canarsie. ;_;



That's a lot better than what it was before. Brooklyn was un-inhabitable back in the 90's.

[GreatNekoKoneko]

...or you could live in new jersey. then travel to the city.

new jersey = cheap.

[HSaabedra]

Hell's Kitchen doesn't exist anymore.

It did when I went in '98, now its getting cleaned up. I used to go to The Cooler and watch all the underground DJs and rappers perform together.

[???????]

What is the meaning of ghetto?

By the way, roughly what is the cost of living in Philadelphia, around the area where UPenn is located, university city i guess?

...or you could live in new jersey. then travel to the city.

new jersey = cheap.

Roughly how far away in minutes is New Jersy from NYC, just a very rough estimate.

[Caster13]

...or you could live in new jersey. then travel to the city.

new jersey = cheap.

ATTENTION! IGNORE NEKO! do not, i repeat, do NOT live in New Jersey!!! aside from some good food, multiple malls, the jersey shore, and nearby access to cons (2 nice ones as of the arrival of the big one starting in December in the Javitz center), this state sucks.

[Hajime Saitou]

Roughly how far away in minutes is New Jersy from NYC, just a very rough estimate.

You don't want to live in New Jersey. No one wants to live in New Jersey. :lol:

Edit- Crap, Kenpachi beat me to it.

[Sendo Takeshi]

What is the meaning of ghetto?



Please tell me you're joking. I guess you'll find out when you get here.

[Haro!]

New Jersey = cheap but not worth it. Stick to Brooklyn. Nice Brooklyn. If you decide on NYU which you should. Jersey is only good for Flip girls, and they come to NY anyway.

[GreatNekoKoneko]

... scratch that... live on Edgewater, NJ. the rest are just... so jersey.

i can't even explain it.

[KyouryokuSenshi]

What is the meaning of ghetto?

By the way, roughly what is the cost of living in Philadelphia, around the area where UPenn is located, university city i guess?



Roughly how far away in minutes is New Jersy from NYC, just a very rough estimate.

It's a poor side of town that has a lot of slums.

[Bernard_Monsha]

What is the meaning of ghetto?




It is the part of town you do not want to be in.

[Jabberwock]

What is the meaning of ghetto?

By the way, roughly what is the cost of living in Philadelphia, around the area where UPenn is located, university city i guess?



Roughly how far away in minutes is New Jersy from NYC, just a very rough estimate.
A lot of nice cities are within a few minutes of NYC. Edgewater, Hoboken, and Weehawken to name the closest and in the order of desirability for a residence.

I'll agree with some of the anti-NJ posts here since it can be a pain in the butt living here, but the lifestyle in NYC almost always proves to be another example of a bloated self-image. And the living costs reflect that.

Despite the poor choices you have among you, (i.e. the mediocre, cheap living of New Jersey and the overhyped, ludicrous expenses of NYC) I would suggest you find a place in Brooklyn as well. Commuting from NJ will be more taxing and more inconvenient than living in the city itself if you're going to be going to NYU.

Also, the cheaper cost of living will almost be negated by the amount of travel time that you'll have to spend between states (even if it is only a matter of minutes into NYC, getting to NYU will take some time, too) as well as the price gouging the MTA is sure to exact upon you.